Thursday 12 March 2009

In the economic crisis....



Much has been talked about everywhere and the most scary one that I heard and read is...
this time around it would more worse than the one that happened in 1997 due to the devaluation Malaysian currency


Hard to predict what will can expect for tomorrow...sad to hear friends and other to deal with compulsory leaves, salary cut and also being retrenched.
I can feel it like everyone else...value of the money that I earned every month is getting less as days passed. The only good thing is I'm still employed and earn my pay on time every month..simply because I'm working with the government. That make me feel so grateful and relief...Alhamdulillah. Knowing the fear and worry to deal with the tough time when I entered the job market in 1997, being here today only require me to keep being grateful and be more cautious on how I spend my income now with all the commitment on my shoulders.At least I don't have to worry to pay all my monthly commitment such as loan repayments, bills and etc.

There were and there will be times where situations can be felt much more difficult and mentally I need to prepare myself and my family to deal with that. After all, as a husband I need to lead them to go through all that without cracking under the pressure. Alhamdullillah, the closest person to me in my life seems to be to one who can walk together with me. The bottom line is, our way of life prepared us naturally to face challenges like this. We have not been in any difficult moment yet due to the current economic crisis facing by Malaysians.

But...no one knows in the future...no one can say when this crisis will be over.
Sad to say some friends and people that I know started to be affected very badly...
When I went to a Giant Hypermarket last weekend...it was not as crowded as it used to be especially at the end of the month when people just received their salary.
Cash toll booth at the highways having longer Q now since less people using Touch and Go. Of course, prepaid item is not a best option now where every cent counts to keep ourselves floating.

I just need to keep everything manageable now...
I managed to close one credit card account last month...the only one I have..kept at the office.
Explained to my kids and discussed with wife on expenditure controls that we need to maintain.May be my kids won't understand the whole thing but at least they know that everyone has to play their part for not asking anything unncessary...


So, life goes on and hoping for better and brighter tomorrow...and work for more...
this is a challenging time and everyone feeling it. It is just a matter how we deal with it...each of us!

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